Easy Application
Process

Check Eligibility

Check Eligibility

Provide basic details to check your eligibility in just 2 minutes

Loan Tenure

Select Loan Tenure

Choose your loan amount & repayment tenure

Upload Document

Upload Documents

Complete your KYC & Verify income

Amount Disbursed

Amount Disbursed

Direct Bank A/c transfer in a few minutes!

Am I Eligible?

  • Salaried or self-employed
  • Monthly in-hand income of ₹13,500* or more
  • Income should be received in a bank
  • Min CIBIL score of 600 or Experian score of 650
  • Should be aged between 18 years and 55 years

  • Identity proof (PAN or Aadhaar Card)
  • Address proof
  • Last 3 months’ statement with salary credits

Calculate Your EMI

Use our easy EMI calculator to plan your loan's EMI, interest & repayment schedule.

Real Customers,
Real Stories

Why people love MoneyGray ❤️

4.8

Rating
Rating
Customer Review

Vaithyanathan

Chenai

“I have taken Instant personal loan from here for which processing time was very less. Customer support executives were really helpful who guided me throughout the process.”

Read Story

I love moneygray

 
Customer Review

J Kumar Krishna

Mumbai

“I will give 5 stars to moneygray for its good service, the executive handling my loan application was extremely professional & helpful. He guided me throughout the process where I required help. ”

Read Story

I love moneygray

 
Customer Review

Alok Singh

Indore

“I took an online personal loan from here, the processing was fast and it was a smooth and hassle-free process with disbursal on time. ”

Read Story

I love moneygray

 
Customer Review

Rashmi Bharti

Kolkata

“Instant Loans are best for urgent requirements. I applied for the same from moneygray. The process to apply was very simple and easy. I got the approval message within seconds and disbursal happened on the same day. ”

Read Story

I love moneygray

 
Customer Review

Shahbaz Khan

Hydrabad

“My loan application was processed in just one day and the next day the money was disbursed. Happy me. ”

Read Story

I love moneygray

 

What makes us better?

Own Credit Modal

Own Credit Model

Get better offers regardless of your credit score

100% Transparent

100% Transparent

No Hidden Charges, No Surprises!

Hassle Free

Hassle-free

100% Paperless application process

Easy EMI

Easy EMI

Repay in 3 to 84 Months as per convenience

Get an Instant Loan in 24 Hours...
Hassle-Free Process!

An Instant Loan is a kind of personal loan that involves minimum documentation, quick approval, and a relatively simple application process. The best part about applying for an instant loan is that it saves you valuable time as you don’t need to visit a bank or fill out lengthy documents. So, the next time you’re in need of funds for a wedding party, a medical emergency, a home renovation project, or even a new business venture, just apply for an instant loan from moneygray
-24 HOURS is all it takes!

Features and Benefits of Getting an Instant Loan

Here are the top features & benefits of an Instant, Paperless loan from moneygray

Getting an instant, paperless loan from moneygray means getting a custom credit option with highly competitive interest rates and flexible repayment terms.
Don’t believe us? Just take a look at the table below:
Types of Loan Fees Rates & Charges Applicable
Interest Rate Starting from 0.75% per month (9% Annually*)
Processing Fee/Felicitation Charges Starting from 2-5% of the approved loan
Part/Full Payment of the Loan (Loan Foreclosure)

No part payments are allowed

For full payment of your loan, you should have paid a minimum of 3 EMIs.
Interest on Overdue EMIs 2% per month
Cheque Bounce Rs.500/- for every bounce
Loan Cancellation

No additional charges levied

The interest amount for the period between loan disbursement and loan cancellation will be payable.

Processing fees will also be retained.

A personal loan has the potential to be an extremely useful financial self-help tool. As it’s a form of unsecured credit, the money can be used for any reason without worries. Still confused? Let’s take a look at some of the popular reasons why people take instant loans to give you a better idea.
  1. Debt Consolidation: Pay off all your high-interest loans with a low-interest personal loan
  2. Build Credit History: Get a loan and pay it all back on time to build a solid credit score
  3. Home Remodeling: Finance your new-look home improvement project that oozes style
  4. Dream Vacations: Head out for a much-needed holiday to an exotic location
  5. Emergency Expenses: Cover all unexpected expenses and bills, such as medical costs
  6. D-Day Events: Organize your biggest events – weddings & parties – the way you want to
  7. Business Ventures: Start your own business without worrying about initial investment
  8. Credit Card Dues: Pay off all your high-interest credit card charges
  9. Higher Education: Study as much as you want to without worrying about course fees
  10. Interior Furnishing: Remodel your home’s interior with the latest designs

Once you’ve submitted your loan application, there are multiple ways how you can track its status depending on which platform you’ve applied from.
Here are the main steps you’ll need to follow:

1. If you’ve applied on our website

  • Go to the login section on our website, Click here: /login
  • Login in to your loan account with your registered phone number
  • Go to the “Dashboard” section of your loan account
  • Scroll down to the “Application Status” tab to know the status of your loan application

*Starting interest rate varies on factors like credit history, obligation, or lender. #Indicative disbursement time measured for a loan of Rs 50,000 carried under controlled conditions. Subject to the necessary KYC and Income Verification. T&C apply.

Apply for an
Instant Loan

iMobile

This is important reminder that we do not accept payments via any website other than www.moneygray.com. Please do not make payments to any website or app other than that. Please double check the link before making any payment. We also dont ask for credit card details and we also do not offer any service for transferring money from credit card to bank account.

Please avoid making any payment on such link. Please use https://app.moneygray.com/pay link only to make your EMI payments.

If you have any questions, please reach out to us at support@moneygray.com

4Th F/2, Munisuvratnavg N.T.C, B/68, Chimanlal Girdharlal Rd, Swastik Society, Navrangpura, Ahmedabad, Gujarat 380009

Email

customercare@moneygray.com

Contact Us:

+91-9163289249

(Monday to Saturday: 10 AM to 6:30 PM)

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