Join us in redefining financial inclusivity for a billion Indians!

About Us: Did you know just under 10% of Indians have access to formal credit? That means there are at least 1 billion people who're underserved. The main reason for this is the limited availability of bureau data, which makes it harder for conventional banks/NBFCs to assess their creditworthiness

Our Mission: To provide world-class financial products to every deserving Indian having a Smartphone and help them succeed.

The moneygray App offers a full suite of personalized credit products such as instant personal loans, cards, BNPL products, and personal financial management solutions. Our proprietary data models provide a 360-degree risk assessment, enabling credit for the underserved segments.

Join us to create world-class financial products for the deserving Indians while building a financially inclusive and self-reliant India.

Our vision is shared by our marquee investors like Tiger Global, Accel India, Ribbit Capital, Winter Capital, Evolvence India, etc.

Open Positions

Job: Backend Developer (SDE-2)

Experience : 3-5 Years

Location : Bangalore

Commitment : Full-Time

Team : Technology

Job Description: (Required/Mandatory Skills)

Have a sound knowledge of a Java backend framework (e.g., Spring/Spring Boot), object oriented design and design patterns, Data Structure.

Have experience with microservices and implementing and consuming RESTful APIs.

Experience designing highly scalable enterprise products full lifecycle

Experience mentoring and training others on complex technical issues

Demonstrate a mindset of delivering secure, well-tested and well-documented software.

Experience with relational databases.

Excellent verbal and written communication.

Do You Know? (Good-to-have Skills)

Exposure to building service oriented distributed systems

In building systems that process big data in a distributed environment, either in real time streaming or offline batching.

In messaging systems like Kafka, RabbitMQ, kinesis, etc.

In real time computation tools like Storm / Spark or Hadoop based tools.

In Data warehousing technologies like Redshift, BigQuery, etc.

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Backend Developer (SDE-3)

Experience : 5-7 Years

Location : Bangalore

Commitment : Full-Time

Team : Technology

Job Description: (Required/Mandatory Skills)

Participating in code reviews, design reviews, architecture discussions.

Being responsible for Scaling, Performance & Quality for the team

Setting up best practices to help the team achieve the above and constantly thinking about improving the technology use are your responsibilities.

Experiment with new & relevant technologies and tools, and drive adoption while measuring yourself on the impact you are able to create.

Active participant in technology forums & represent moneygray in external forums.

Creating architectures & designs for new solutions around existing and new problem spaces at moneygray.

Drive technology & tool choices for your team & be responsible for them.

Do You Know? (Good-to-have Skills)

Exposure to building service oriented distributed systems

In building systems that process big data in a distributed environment, either in real time streaming or offline batching.

In messaging systems like Kafka, RabbitMQ, kinesis, etc.

In real time computation tools like Storm / Spark or Hadoop based tools.

In Data warehousing technologies like Redshift, BigQuery, etc.

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Backend Developer (SDE-3)

Experience : 6-12 Years

Location : Bangalore

Commitment : Full-Time

Team : Technology

Job Description: (Required/Mandatory Skills)

Exceptional architecture and design skills using Object Oriented Programming concepts and Design patterns

Strong problem solving and analytical skills

Hands on Java Engineer, with experience building consumer facing or enterprise applications using Java stack

Ability to manage small teams (3-6 members) using agile development process

Do You Know? (Good-to-have Skills)

Exposure to building service oriented distributed systems

In building systems that process big data in a distributed environment, either in real time streaming or offline batching.

In messaging systems like Kafka, RabbitMQ, kinesis, etc.

In real time computation tools like Storm / Spark or Hadoop based tools.

In Data warehousing technologies like Redshift, BigQuery, etc.

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Android Developer

Experience : 3-5 Years

Location : Bangalore

Commitment : Full-Time

Team : Technology

Job Description: (Required/Mandatory Skills)

Experience and Proficiency in Java, Kotlin, RxJava

Experience in Android SDK, Architecture Patterns like MVP, MVVM

Experience in Android Architecture Components like WorkManager, Room, ViewModel, LiveData, Life cycle aware components

Experience with Android Database, SQLite, ORM concepts & frameworks

Experience in Android Styles, Themes and Custom Views to build Generic Design System

Experience across all API levels of Android SDK, Debug & Test tools, AAPT and AVD Manager

Knowledge of Android UI/UX best practices and design standards

Experience in Algorithms, Data-Structures, GIT, SVN, Gradle

Knowledge in Testing Frameworks like JUnit, Mockito and Espresso, CI/CD frameworks like Jenkins, Travis CI or Circle CI can be added advantage.

If you’re interested, submit your resume & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Web Developer

Experience : 2-4 Years

Location : Bangalore

Commitment : Full-Time

Job Description: (Required/Mandatory Skills)

Hands on experience with Javascript frameworks like Node,express js,handlebars,React, JQuery

Expertise with Html ,Css and frameworks like Material UI, Bootstrap

A solid understanding of how web applications work including security, session management, and best development practices

EAdequate knowledge of relational database systems, Object Oriented Programming and web application development

Aggressive problem diagnosis and creative problem-solving skills

Strong organizational skills to juggle multiple tasks within the constraints of timelines and budgets with business acumen

Ability to work and thrive in a fast-paced environment, learn rapidly and master diverse web technologies and techniques.

Do You Know? (Skills good to have)

Exposure to building service oriented distributed systems

IExposure to AWS

If you’re interested, submit your resume & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Developer

Experience : 2+ Years

Location : Bangalore

Commitment : Full-Time

Job Description: (Required/Mandatory Skills)

Hands on experience with Javascript frameworks like Node,express js,handlebars,React, JQuery

Expertise in Linux System Admin and Bash Scripting

Experience in managing AWS cloud based production system

Understanding network topologies and common network protocols and services (DNS, HTTP(S), SSH, FTP, SMTP).

Experience with Java, Perl, Python

Excellent proficiency in problem solving and troubleshooting technical issues.

Excellent interpersonal and communication skills.

Ability to handle multiple competing priorities in a fast-paced environment.

Motivation to drive tasks to completion and take ownership of projects.

Overnight, weekend, holiday support on-call may be required.

Do You Know? (Skills good to have)

Exposure to handling service oriented distributed systems

Building systems that process big data in a distributed environment, either in real time streaming or offline batching

Messaging systems like kafka, RabbitMQ, kinesis, etc

Real time computation tools like Storm / Spark or Hadoop based tools

Data warehousing technologies like Redshift, BigQuery, etc

If you’re interested, submit your resume & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Sr.Product Manager

Experience : 4+ Years

Location : Bangalore

Commitment : Full-Time

Team : Product

Job Overview

We are looking for a Product Manager who will be responsible for the user experience and funnel for the user journey post submission of a loan application. This will involve optimising the customer journey on the moneygray loans App and the Operations Platform. The Operations platform is used by the Document Verification team and the Call Centre and it plays a key role in customer experience, TAT and overall operations costs. You will work in partnership with other internal moneygray product team(s). You will use data, metrics and qualitative customer inputs to create the product roadmap and work with Engineering and Design teams for delivery.

What we are looking for:

4+ years of work experience in a product management role

Good track record in designing product solutions to solve business problems. Obsessed with providing the highest quality product and experience to the customer

Ability to create a strategic product roadmap to achieve business objectives and get buy-ins from senior stakeholders. Effectively use 80/20 to identify projects/initiatives with biggest impact

Experience in working with Engineering to drive the product roadmap. Ability to organize, manage, and prioritize tasks with engineering through multiple product release cycles

Strong analytical and business skills and ability to use data and metrics for decision making

Experience in leading cross-functional teams in delivery of new products or services

Ability to work in a fast paced environment where the requirements are constantly changing

As a Product Manager you will:

Develop a deep understanding of your product area and it’s business impact

Use data, metrics and qualitative customer inputs to define the product roadmap for the short and medium term

Own the product/business metrics for features, product releases.

Create quality PRDs work and with Engineering and UI/UX team to deliver product releases with top notch app/online experiences

Constantly analyse the product performance against ROI, KPIs, and other metrics to improve performance.

Collaborate with different teams and senior leadership to drive the product agenda

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Financial Content Writer

Experience : 2+ Years

Location : Bangalore

Commitment : Full-Time

Team : Marketing

Job Overview

We are looking for a great SEO content creator who will be responsible for creating quality & unique content to optimise the website. You'll work closely with the Sr content writer & SEO team members.

Job Description: (Required/Mandatory Skills)

Work with SEO team to develop content plans

Develop compelling, original and SEO optimized content for the product pages.

Quality Content writing for web pages, outreach articles, blogging, quora and other activities.

Ability to Research, identifying innovative ideas and facts in the products

Convert complicated subject matter into easy-to-understand content

Promote the company's products through blogging, outreach publishing and social media channels using unique writing skills

Brainstorming, writing and producing high-quality content on a daily basis

Should also be well versed with creative web content, blogs, and articles according to the requirements

Note:Should be passionate about writing finance content

If you’re interested, submit your resume & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Graphic & Motion Designer

Experience : 3-5 Years

Location : Bangalore

Commitment : Full-Time

Team : Marketing

Job Responsibilities

Should be a self – starter with high energy, willing to adapt in a fast-paced evolving work culture with 3-5yrs of experience being on agency or brand side.

Job Description: (Required/Mandatory Skills)

Work with SEO team to develop content plans

Designing and producing online assets- banners, videos, Gifs, social media creatives in accordance with brand guidelines

Ensure hygiene checks on creatives- a good eye for type, color, fonts etc

Conceptualizing and developing design concepts, graphics, layouts & animations

Enhance live-action videos with tasteful and engaging animations that help drive the narrative.

Lightly video edit and manipulate/add audio and music when necessary

Requirements

The candidate must have 3- 5 years of work experience

A Degree in Graphic Design, Fine arts or another relevant field.

Good tool knowledge in After Effects, Adobe Premiere, Adobe Illustrator and Photoshop etc. Knowledge or experience in animation software will be an advantage.

Expert skill set in motion graphics & animation including Typography.

Strong communication skills

Should have a high level of self- motivation, commitment and dedication.

Good conceptualizing & layouting skills

Understanding of digital channels

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Manager - Business Analysis

Experience : 3-6 Years

Location : Bangalore

Commitment : Full-Time

Job Description: (Required/Mandatory Skills)

Solid credit experience and track record of managing large consumer credit portfolios

Managed Risk scorecards and policies especially using Bureau Data

Experience with cashflow based risk scorecards is preferable

Comfortable with working in Tech based underwriting systems with automated decisioning

Has strong SQL skills. Python and R skills would be further beneficial

Capable of developing business plans and communicating to senior leadership

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Business Analyst

Experience : 2-4 Years

Location : Bangalore

Commitment : Full-Time

Team : Analytics

Job Description: (Required/Mandatory Skills)

Business analysts/risk analysts preferably from financial services, large banks/MNCs.

Strong background in business analysis (consumer/business strategy, financial products, pricing, etc.) with very strong data analysis (Sql, excel, etc,) experience.

Strong understanding of how to structure analysis and to solve real world business problems.

Ability to identify key drivers of business and create KPIs for the same

Ability to structure and analyze A/B tests

Power user of Excel, knowledge of SQL,

Hands on experience in R or Python, added advantage

Responsibilities

You'll work closely with the Product Team to:

Describe: Identify the key metrics that should be tracked & set-up dashboards for the same

Diagnose: Identify the issues that might be impacting the product

Prescribe: Combine the knowledge gained to suggest and implement changes in the product to improve the KPIs

What Can We Offer You:

We offer a great working environment - Very collaborative. You will get plenty of learning opportunities and challenging problems to work on. You’ll go to sleep everyday knowing that you’ve made a difference in people’s lives. Your work will be reaching out to millions of users.

Our Culture:

We believe in small, nimble and multi-functional teams. We work alongside people who are smart and passionate and believe in taking ownership of their work. We don’t believe in time-punching, but we do believe in getting things done. We encourage debate and discussion. We enjoy our foosball games and beers, and love binging on great food. Office parties are a regular affair. Work hard, party harder. To know more about us visit below link.

Link moneygray.com

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Relationship Manager

Experience : 3-5 Years

Location : Bangalore

Commitment : Full-Time

Job Description: (Required/Mandatory Skills)

Primary responsibility is growing the lender relationship.

Manage existing lending partnerships for moneygray and act as the single point of contact for the partners.

Support acquiring of new lender partnerships for moneygray

Coordinate closely with internal stakeholders to ensure smooth day to day operating relationships for the partners.

Responsible for ensuring stability and growth of partnerships by identifying incremental opportunities in line with the capital requirements and new initiatives at moneygray.

Manage weekly/monthly governance with the partners and any other regulatory or business reporting.

Coordinate any technology enhancement projects with the partners and internal stakeholders from time to time.

Should be able to effortlessly associate closely even at senior levels in the partner organisations in order to get an early insight into any upcoming opportunities.

Network with various departments of the lender relationship and be the one window channel for moneygray.

Do You Know? (Skills good to have)

Relationship skills

3 to 5 years work experience

Experience in Banking/NBFC/fintech preferred

Good in excel

Attention to detail, ability to interpret data/reports, methodical approach to work while also seeking to understand the big picture

Knowledge of SQL scripts will be an advantage

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Job: Lead User Researcher

Experience : 2+ Years

Location : Bangalore

Commitment : Full-Time

Team : Design

What will you do here:

Plan, execute and drive user studies to uncover, understand qualitatively and analyze user behavior quantitatively spanning across all customer touchpoints

Collect & analyze user behavior through lab studies, field visits, surveys, & online experiments (A/B testing)

Translate customer insights into actionable recommendations.

Build empathy for behavioral archetypes across the organization through a variety of engagement and storytelling techniques.

Create a deep understanding and empathy for our target customers through primary field research, behavioral analysis, and/or secondary research

Build a team of junior researchers & help them conduct research. Build a Research team overtime

Evangelize User Empathy into the entire organization

Skills you need to have:

5+ (>3+) years of experience as UX Researcher or a similar role with leading a small team

Working knowledge of quantitative, behavioral analysis and statistics

Collect and synthesize useful research from across the organization, bringing insights back to your team Eagerness to continually learn, grow and improve the craft of UX research

The ability to parse through high amount of research data and notes and generate insightful and actionable learnings

Excellent communication, presentation, interpersonal and analytical skills.

Added advantage having experience in conducting research in Fintechs / Financial Institutions / Consumer product

If you’re interested, submit your resumè & portfolio link to career@moneygray.com We’ll review it and get back to you.

Our Values

We firmly believe that our work culture is an intangible ecosystem where leaders and employees maintain a clear and inclusive relationship, making work more satisfying.

READ MORE

Perks & Benefits

Top-of-the-line
hardware (Mac)

Fully flexible
attendance policy

Comprehensive
insurance (Mac)

Regular off-site
excursions (Mac)

On-the-house snacks
& drinks!

We're on a mission to create the most loved & rewarding workplace! Join us & grow with us.