Delivering 100% Digital, Transparent and Flexible Loans

Who We Are and What We Do

MoneyGray, launched in 2023, is a fintech platform owned and operated by Ladia Credit (P) Ltd .

It all began in 2022 when Ladia Credit (P) Ltd was founded as a neutral bank platform offering the best digital deals on personal loans, home loans, gold loans, property loans, business loans, car loans, & other financial products from 30+ banks and financiers in India. As a result, the marketplace achieved important milestones like a 1 Million registered customer base, 4.5/5 average customer ratings, and became one of the largest online marketplaces.

Now embarking on a new and exciting journey as a Digital MoneyGray offers highly differentiated, flexible, convenient, and transparent lending solutions for salaried and self-employed segments. We operate from a 100-member facility at 4Th F/2, Munisuvratnavg N.T.C, B/68, Chimanlal Girdharlal Rd, Swastik Society, Navrangpura, Ahmedabad, Gujarat 380009 and actively hiring highly committed and motivated professionals to add to our existing capabilities in multiple functions.

Our Journey So Far

1998

Founded

Ladia Credit (P) Ltd

2022

Became 14th largest

loan marketplace

2023

Launched

MoneyGray

Registration details

PAN No.
TAN No.
GSTIN No.
CIN No. U65110WB1998PTC088458
RBI CoR
EPFO Reg No
ESI Registration No.
Shops and Establishments Reg No. -------------
*The company is having a valid Certificate of Registration dated 20 September 2022 issued by Ministry of Corporate Affairs. However, the Ministry of Corporate Affairs does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of statements or representations made or opinions expressed by the company and for the repayment of deposits/discharge of liabilities by the company.
(a) Ministry of Corporate Affairs neither accepts any responsibility nor guarantees the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for discharge of any liabilities by the company
(b) Neither there is any provision in law to keep, nor does the company keep any part of the deposits with the Ministry of Corporate Affairs and by issuing a Certificate of Registration to the company, the Ministry of Corporate Affairs, neither accepts any responsibility nor guarantees the payment of the deposits to any depositor or any person who has lent any sum to the company

Our Vision

We aim to deploy cutting-edge technology for customer convenience, superior service, innovative and flexible products, credit quality, underwriting efficiency, fraud control, and portfolio management.

Our Product Tenets for the Borrower include:

Instant Offer

  • In-Principle approval within 30 seconds
  • Quick Processing with same day disbursement

100% Digital Products

  • Nil physical process and paperwork
  • Disbursement through Video KYC

Flexibility

  • Choice of term loan and credit line
  • Multiple programs with flexible tenure and amount

Built-in Transparency

  • Fully transparent and no hidden charges
  • Rule-based decisions from the system

Our 100% Tech-Enabled Process V/s Conventional Process

Conventional NBFC

Branches,Referrers, Cold Calling

Bureau Consent, Wet Sign

By Credit Manager

Stamp Paper, Agreement, Wet Sign, etc.

3 to 10 days

MoneyGray

Web, App, Partner APIs

Web, App, eKyc

System Generated

e-agreement, esign, e-Nach, etc.

3 to 5 minutes